Senior Consultant, Capital and Reserve Management
Vancity Voir toutes les offres
- Vancouver, BC
- 86.400-101.600 $ par an
- Permanent
- Temps-plein
- Leading the development, enhancement, and maintenance of capital and reserve models that quantify organizational risk
- Supporting OSFI and BCFSA regulatory ICAAP processes and producing capital-at-risk assessments for Pillar 1 and 2
- Incorporating financial, accounting, and macroeconomic inputs into risk and capital models to enable credible reporting
- Identifying balance sheet exposures and interest rate risks and providing recommendations within the enterprise risk framework
- Performing scenario analysis and stress testing to inform capital adequacy and business decisions
- Determining appropriate loan loss allowances according to IFRS standards and maintaining related financial controls
- Providing accurate and timely management reporting and subject-matter expertise to internal stakeholders
- Collaborating across Finance, Risk (2nd LOD), Credit Risk, Enterprise Risk, Liquidity, Visa, and other business areas to support integrated risk management
- Bachelor’s degree in Finance, Accounting, Economics, Mathematics, or related discipline
- 5+ years of experience in treasury, capital management, enterprise risk, financial modeling, or related areas within a financial institution
- Strong knowledge of OSFI and/or BCFSA capital adequacy frameworks, ICAAP, and regulatory expectations
- Experience developing or maintaining capital, risk, or credit loss (ECL) models
- Proficiency with IFRS and financial controls related to loan loss allowances
- Advanced analytical and quantitative skills, with experience applying macroeconomic and financial assumptions to modeling
- Strong communication skills to translate complex financial concepts for executive and Board audiences
- Professional designations such as CPA, CFA, FRM, or similar
- Experience with scenario analysis and stress testing methodologies
- Familiarity with credit union or bank balance sheet structure and associated risk drivers
- Analytical – Skilled at interpreting complex financial data and identifying meaningful insights to guide decisions.
- Detail-oriented – Able to maintain accuracy and rigor in model development and reporting.
- Collaborative – Effective working across diverse teams and subject-matter groups.
- Strategic – Able to understand the enterprise-level impact of capital and risk modeling.
- Living Wage Employer: We’re the largest private-sector Living Wage Employer in Canada and consistently ranked among Canada’s Top Employers.
- Customizable Benefits: Permanent employees receive flexible benefit packages that can be tailored annually to meet evolving needs.
- Generous Vacation: New employees start with 3-4 weeks of vacation per year, with additional days earned over time.
- Extra Stat Holidays: In addition to BC’s 11 statutory holidays, we offer 2 extra days, plus care days for personal or family illness.
- Immediate Health Coverage: Health and dental benefits begin on your hire date, with three levels of coverage to choose from.
- Defined Benefit Pension: Our retirement plan provides a guaranteed income for life, recognizing that retirement looks different for everyone.